Head of Payment
Job Description
REQUIREMENTS
- 8+ years in payments, with 3+ years in a leadership role in a CFD, forex, brokerage, or other high-risk industry
- Strong existing network of PSPs, acquirers, and alternative payment providers serving forex/CFD
- Solid understanding of high-risk payment processing, chargeback management, and card scheme rules
- Knowledge of regulatory requirements (FCA, CySEC, ASIC, FSCA, or similar) related to client funds and payments
- Experience with payment routing, failover, and multi-PSP setups
- Data-driven approach, with familiarity with CRM and trading platforms (MT4/MT5, cTrader, or proprietary)
- Strong negotiation, stakeholder management, and communication skills
- Degree in Finance, Business, or a related field
RESPONSIBILITES
- Own the end-to-end payments strategy for client deposits and withdrawals across all regions and entities
- Manage relationships with PSPs, acquiring banks, crypto payment providers, e-wallets, and local payment method providers
- Expand payment coverage: cards, bank transfers, local methods, e-wallets, and crypto
- Maximize deposit approval rates, cut processing costs, and negotiate fees and rolling reserves
- Speed up withdrawal processing and settlement while keeping fraud and abuse under control
- Manage chargebacks, disputes, and card scheme monitoring programs (Visa/Mastercard)
- Work closely with Compliance on AML/KYC, source-of-funds checks, and third-party payment rules
- Handle high-risk merchant requirements, including MCC 6211 classification, underwriting, and account continuity
- Oversee safeguarding, client fund segregation, and daily reconciliation with Finance
- Build payment risk controls and fraud detection with Risk and Security teams
- Track KPIs: deposit conversion, approval rate, chargeback ratio, cost per transaction, withdrawal TAT, and net deposits
- Lead and grow a team across payments ops, reconciliation, and vendor management
Are you interested in this position?
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