Associate Director
Job Description
REQUIREMENTS
Proven experience working in Corporate Banking or Financial Consultancies- Strong credit underwriting, financial analysis, and credit writing capability.
- Analysis/Understanding of financial statements.
- Excellent interpersonal, written, and verbal communication skills.
- Multi-tasking, ability to manage multiple tasks simultaneously (such as new financing/transactional tasks and the existing portfolio requests)
- Proven ability of using their initiative.
- Advanced computer and IT skills, including all Microsoft packages.
- Ability to prioritise workload effectively.
- Previous experience either managing or supporting a portfolio.
- A graduation degree is essential for obtaining a UAE visa and work permit.
RESPONSIBILITIES
Act as primary point of contact, together with the relationship manager, with clients and internal colleagues for any service-related needs- Prepare briefing notes in advance of key client meetings.
- Perform high quality credit analysis, which includes financial review and business review. This includes industry sector, competitor, and client level analysis to support business development, portfolio management and credit risk assessment.
- Prepare high quality credit application remarks for new opportunities and annual reviews
- Complete review and submission of credit risk returns including limit excess/exception, security/documentation outstanding, monthly credit control reports etc.
- Effectively liaise with multiple stakeholders from Credit Operations, Risk, and various product partners to support client needs
- Support with Know Your Customer (KYC) related requirements
- Work alongside a relationship manager in identifying strategies to maintain/enhance overall relationship return and ensure early identification of potential credit issues.
- Support the achievement against targets for revenue generation, product alignment, customer satisfaction and cost containment.
- Help Increase HSBC’s share of wallet with our clients.
- Understand and ensure compliance with all relevant internal and external rules, regulations and procedures that apply to the conduct of the business in which the jobholder is involved.
- Maintain HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.
- Maintain accurate and up-to-date client information across banking systems, ensuring timely updates and effective communication of any changes to relevant stakeholders.
- Coordinate and ensure timely processing of client loan drawdown and trade issuance requests, liaising effectively with internal teams, operations, risk and other relevant stakeholders to support execution.
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