Remote Transaction Processing Associate IV
Job Description
REQUIREMENTS
- Strong written and verbal communication skills
- Ability to explain complex information clearly and concisely
- Excellent problem-solving and conflict-resolution abilities
- Comfortable working in a structured, high-volume call environment
- Efficient in navigating multiple systems and researching solutions
- A passion for helping others and improving team performance
- Commitment to 100% attendance during the 2-week paid training period
- Must be at least 18 years old
- High School Diploma or GED required
- At least 1 year of experience in a call center or customer service role
- A minimum of 6 months experience in your current role
- Must pass a criminal background check, credit check, and security fingerprinting
- Compliance with camera requirements for meetings and training.
- Internet Service: Must have a verified, secure, reliable, and high-speed internet connection to support business needs.
- Work Area: Must have an established, dedicated work area equipped with a desk, chair, electrical outlet, and direct LAN connection.
- Equipment: The company will provide all necessary computer equipment
- Internet Speed Test: Must complete an internet speed test and achieve a minimum of 50 Mbps upload and 50 Mbps download.
- Working knowledge of computers and Windows applications.
RESPONSIBILITIES
- Monitoring CSR call activity to ensure compliance with call handling procedures and meeting contractual call metrics.
- Guiding Vector policies and procedures to ensure high-quality customer service.
- Handling escalated calls and resolving customer cases professionally and efficiently.
- Conducting weekly team meetings to provide performance feedback and set benchmarks.
- Effectively communicating status updates, system issues, and procedural concerns to management.
- Identifying and mitigating risks related to project profits, including fraud prevention through the review of alerts, reports, and investigations into new account, ACH, wire, and debit fraud.
- Processing and analyzing customer fraud claims according to regulatory guidelines, including NACHA and Visa/MasterCard Operating Rules.
- Monitoring high-risk account activities, such as online banking, wire transfers, ACH transactions, and debit/ATM fraud, ensuring full compliance with regulatory and operational policies.
- Leading and mentoring a team of Fraud Analysts/Investigators to prevent, detect, investigate, and recover fraud cases.
- Ensuring investigations comply with applicable laws, bank policies, and industry standards to minimize legal exposure.
- Conducting root cause analysis to identify emerging fraud trends and advising management on the appropriate response to threats.
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