Engineering Manager, Card Solutions
Job Description
REQUIREMENTS
- 8+ years of software engineering experience with 2+ years in a technical leadership or management role
- Proven experience in building and operating systems in one or more of the following: payments, risk/fraud systems, card infrastructure, financial reconciliation, or API platforms
- Demonstrated ability to lead cross-functional engineering initiatives and drive architectural decisions
- Strong systems thinking; ability to design fault-tolerant, observable, and scalable services
- Hold a high bar for code quality, reliability, and peer review, and value working closely with others who do the same
- Communicate clearly, challenge ideas respectfully, and help raise the quality of the whole team
- Our main stack is TypeScript, Node.js, NestJS, and AWS, but we value strong engineering fundamentals over any specific toolset
Nice to Have
- Experience working on high-availability financial systems with real-time transaction processing
- Experience with card networks (Visa, Mastercard) and card lifecycle management
- Exposure to 3DS, tokenization, digital wallets, and PCI compliance
- Experience leading teams in high-growth, fast-paced environments
- Familiarity with observability tools (e.g., NewRelic, Datadog, OpenTelemetry) and CI/CD automation
- Experience launching card programs in new geographies — including regulatory onboarding, issuer processor integration, and BIN sponsor coordination
- Familiarity with financial regulations across multiple jurisdictions (e.g., PSD2, GDPR, open banking frameworks, US money transmission, FinCEN requirements, regional Visa/Mastercard rules)
- Track record of driving cross-functional delivery across teams with shared dependencies (ledger, KYC, compliance, infrastructure)
- AI/LLM-assisted development familiarity
RESPONSIBILITES
- Market Localisation & Regulatory Integration
- Own the engineering workstream for card program compliance across NA, EMEA, and LATAM markets — including local Visa/Mastercard network rules, BIN sponsor obligations, open banking requirements, and regional regulatory frameworks
- Integrate with local vendors, issuer processors, and BIN sponsor systems to meet market-specific technical requirements
- Partner with Product, Compliance and Legal to translate regulatory requirements into clearly scoped engineering deliverables
- Cross-Team Launch Coordination
- Drive sequenced delivery across all dependent teams: Card Platform, Treasury/Ledger, Onboarding/KYC-KYB, Regulatory Reporting, Chargeback/Disputes, Infrastructure, Data Warehouse, and Security Governance
- Own the cross-team engineering plan for each market launch — surfacing blockers early, managing timelines, and keeping stakeholders aligned
- Partner with Product and Country Leads to translate market requirements into scoped, deliverable milestones
- BAU Ownership & Post-Launch Stability
- Establish on-call runbooks, incident response playbooks, and SLAs for each live market
- Own engineering stability post-launch: monitoring, alerting, and incident management across active regions
- Drive continuous improvement based on production signals — auth failures, chargebacks, reconciliation issues, and SLA breaches
- Core Card System Enhancements
- Contribute to the ongoing development of the core card platform in parallel with market expansion work — identifying gaps, proposing improvements, and collaborating with other Card EMs on shared infrastructure
- Ensure market-specific requirements are implemented in a way that strengthens the core system — favouring extensible, reusable solutions over one-off localisations
- Balance market delivery velocity with long-term platform health and engineering quality
Are you interested in this position?
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