Commercial Lines Underwriter

Job Description

REQUIREMENTS

• Bachelor’s degree in Finance, Business Administration, Insurance, or related field
• Professional certifications (e.g., ACII, CPCU) are an advantage
• 3–6+ years of experience in commercial underwriting
• Strong analytical and decision-making skills
• Knowledge of commercial insurance products and risk evaluation

RESPONSIBILITIES

1. Risk Assessment & Underwriting

• Evaluate commercial insurance applications (property, liability, motor, etc.)
• Analyze risk exposures, financial statements, and loss histories
• Determine appropriate coverage, limits, terms, and pricing

2. Policy Management

• Underwrite new business, renewals, and endorsements
• Review and approve policy documentation
• Ensure accuracy and compliance with underwriting guidelines

3. Broker & Client Relationship Management

• Build and maintain relationships with brokers, agents, and clients
• Provide underwriting guidance and support to distribution partners
• Negotiate terms and conditions to secure profitable business

4. Portfolio Management

• Monitor portfolio performance, loss ratios, and profitability
• Identify trends and recommend corrective actions
• Maintain a balanced and diversified book of business

5. Compliance & Regulations

• Ensure adherence to regulatory requirements and internal policies
• Maintain proper documentation and audit trails
• Stay updated on industry regulations and market developments

6. Collaboration

• Work closely with claims, actuarial, and risk engineering teams
• Support product development and pricing strategies
• Contribute to process improvements and automation initiatives

Are you interested in this position?

Apply by clicking on the “Apply Now” button below!

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