Backend Architect – Pay&Card Tech
Job Description
REQUIREMENTS
- 8+ years of backend engineering experience with strong Java / Spring expertise
- Direct experience building or maintaining a card system
- Experience with card certification processes and/or card onboarding programs
- Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
- Understanding of card network standards, payment flows, and compliance requirements
Preferred
- Experience at a fintech, startup, or crypto company that has issued cards
- Familiarity with card lifecycle management, tokenization, and payment gateway integrations
- Experience working in agile, fast-paced environments with short release cycles
RESPONSIBILITES
- Architect, build, and maintain backend systems for card issuing and card lifecycle management
- Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
- Define and drive the system architecture, service boundaries, and integration patterns for card platform services
- Ensure system reliability, scalability, and compliance with payment network standards
- Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
- Establish engineering best practices, code quality standards, and technical documentation for the team
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