Backend Architect – Pay&Card Tech

September 22, 2026
Application ends: December 21, 2026

Job Description

REQUIREMENTS

  • 8+ years of backend engineering experience with strong Java / Spring expertise
  • Direct experience building or maintaining a card system
  • Experience with card certification processes and/or card onboarding programs
  • Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
  • Understanding of card network standards, payment flows, and compliance requirements

Preferred

  • Experience at a fintech, startup, or crypto company that has issued cards
  • Familiarity with card lifecycle management, tokenization, and payment gateway integrations
  • Experience working in agile, fast-paced environments with short release cycles

RESPONSIBILITES

  • Architect, build, and maintain backend systems for card issuing and card lifecycle management
  • Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
  • Define and drive the system architecture, service boundaries, and integration patterns for card platform services
  • Ensure system reliability, scalability, and compliance with payment network standards
  • Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
  • Establish engineering best practices, code quality standards, and technical documentation for the team

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