Head of Card Product

Job Description

REQUIREMENTS

• Experience: You have owned a regulated financial product that shipped through a bank partner or regulator … a card program, a lending product, a banking or money movement product. Card program experience is a strong plus, not a requirement.
• Compliance Fluency: You have earned a compliance sign-off from a bank partner, network, or regulator … KYC, AML, transaction monitoring, fraud, disputes. You can describe a decision a bank pushed back on and how you got to yes. Experience across multiple markets or regulatory regimes is a strong plus.
• Consumer Product Judgment: You have owned a consumer payments or fintech product and its outcome … volume, activation, retention, or P&L. You can walk through a flow you shipped and the reasoning behind it.
• Mobile Payments: You have shipped device-level payment experiences … secure element or secure enclave integration, push provisioning, token requestor work with the networks.
• AI Leverage: You use AI daily to draft program documentation, model economics, and automate the operational work of running a program.
• Crypto: Ideally, you have built products that integrate into crypto wallets like MetaMask, Trust Wallet, or Phantom.

RESPONSIBILITES

• Own the card program end to end. You are the single accountable owner of this product … its launch, its growth, its economics. If it touches the program, it’s yours.
• Earn the confidence of banks and networks. You will sit across from bank officers, network compliance teams, and regulators … in every market the program touches … and get to yes on KYC, fraud, refunds, and every edge case of how money moves. You write the specificity a bank signs. This is hands-on work, not delegated work.
• Make paying with crypto feel effortless. Provisioning a card into a wallet, confirming on device, recovering from a failed or disputed transaction. You decide what the user believes is happening and make every screen and state consistent with that belief.
• Win distribution through wallet partners. This product only matters if wallets carry it. You pitch it, shape each integration, and make partners successful … their volume is the scoreboard.
• Decide what cards become at our client. Today it is one program. New programs, networks, geographies, and commercialization are yours to figure out … and to argue for at the exec table with evidence.

Are you interested in this position?

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