Home Loan Operations – Home Loan Processing Specialist

Job Overview

JOB DETAILS

REQUIREMENTS

• Two years in a financial institution. Mortgage lending experience preferred. 
•  Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma.
• Maintain knowledge of real estate industry and Golden 1’s policies/procedures & guidelines.
• Strong oral and written communication skills
• Strong interpersonal skills
• Strong member relation skills
• Ability to manage high volume telephone contact
• Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate.

RESPONSIBILITIES

• Coordinate and communicate information with Member, Home Loan Advisors and vendors for loan transactions.

• Coordinate the ordering of all title reports and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required.

• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position..

• Review and calculate income, including tax returns and funds verification (assets) from documentation received in accordance with Golden 1’s policies/procedures and update the LOS (Loan Origination System) accordingly.

• Prepare and process equity loans and lines in accordance with internal policies and procedures as well as regulations related to Equity Lending.

• Review and evaluate credit documentation for compliance with Golden 1’s policies.

• Acquire and maintain knowledge of rules and regulations regarding equity lending.

• Complete Home Mortgage Disclosure Act (HMDA) information to include auditing information on closed out files to ensure accuracy.

• Maintain and respond to quality control issues.

• Perform functions in accordance with Golden 1’s performance competency standards.

• Perform other tasks as assigned.

Are you interested in this position?

Apply by clicking on the “Apply Now” button below!

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